If you are running into any problems with bills or debt get yourself down to your local CAB they can help you sort out and prioritise your debts. Also speak to T mobile and see if you can change your deal at all although it will depend on how much time is left on your contract. Good luck and don't panic.

I worked for them a few years ago and this was normally only available for people going abroad and some sort of proof of the move was normally sought.. Best thing to do is just give them a ring and play dumb and see what they offer you.